Cyberthreats in the financial industry: Figures & insights
The financial sector is a prime target for cybercriminals, with threats evolving rapidly. From phishing and credential theft to AI-driven fraud and ransomware, banks face increasing risks.
Most common cyberattacks targeting the banking sector (2024):
Phishing & Social Engineering – 35%
Attackers trick employees or customers into revealing sensitive information through fraudulent emails, messages, or phone calls.
Credential theft & account takeovers – 25%
Stolen login credentials give hackers access to banking systems or customer accounts, often via phishing or malware.
Ransomware & extortion attacks – 18%
Cybercriminals encrypt financial data and demand a ransom for its release, disrupting operations.
Insider threats – 10%
Employees (malicious or negligent) expose sensitive financial data.
DDoS (Distributed Denial-of-Service) attacks – 7%
Overwhelming online banking platforms with traffic to disrupt services.
AI-Powered Fraud & Deepfake attacks – 3%
AI-generated voices or deepfake videos for impersonation.
API & supply chain attacks – 2%
Attackers exploit vulnerabilities in third-party banking software or APIs to gain unauthorised access.
📌 Key Cybersecurity Statistics (2024)
Average cost of a data breach: $4.88 million
68% of breaches involve human error (e.g., phishing, weak passwords)
Average time to detect a breach: 194 days
🔗 For more cybersecurity statistics, click here.
How to secure your account from cyber threats
Safeguarding your account and cards from cyberattacks requires a proactive approach. In this section, we’ve outlined a few simple yet effective tips to help keep your amnis account secure.
Protecting your amnis account: Essential security measures
By implementing the following measures, you can significantly enhance the security of your amnis account and cards:
Use strong & unique passwords
Use strong & unique passwords
Use strong passwords instead of common phrases or birthdays. Our system enforces secure passwords, but a password manager can help generate and store them safely. Consider using passphrases (example: AutumnLeaves&BrightSun) for extra security.
If you are interested in finding out the most frequently used passwords in Switzerland and the time it takes to work them out, visit Nordpass.com.
Enable Two-Factor Authentication (2FA)
Enable Two-Factor Authentication (2FA)
2FA strengthens security by blocking unauthorised access, even if your password is compromised. For your amnis login, use the Futurae authenticator app or enable SMS-based codes by linking your mobile number for added protection. You can set this up in your "User settings".
Enable 3D Secure (3DS) authentication
Enable 3D Secure (3DS) authentication
Ensure 3DS requests are properly verified. If the cardholder doesn’t have an amnis account or 2FA enabled, the transaction will require admin approval or be denied for security reasons.
Stay secure with real-time alerts
Stay secure with real-time alerts
Enhance your account security by customising your notification preferences in the Email Notifications section under "User settings". Enable real-time alerts for key activities, such as outgoing transactions, to maintain full control over your account.
Monitor for data breaches
Monitor for data breaches
Regularly verify if your email has been exposed in a breach using tools like Have I Been Pwned. Staying informed allows you to act quickly if your credentials have been compromised.
Keep your software updated
Keep your software updated
Patch vulnerabilities by keeping devices and banking apps up to date.
Customise country restrictions
Customise country restrictions
Cards are limited to the EEA and Switzerland by default, with additional countries adjustable anytime. To update your settings, log into your amnis account and navigate to "Debit cards". Select the active debit card you want to modify. Once the card details appear, click Edit. Then, click on the number of countries. This will open an additional section where you can add any continent or country where you want to allow payments.
Set spending limits
Set spending limits
Set daily or monthly limits for each card under "Debit cards" in your card details to manage expenses and prevent unauthorised transactions.
Disable unused payment options
Disable unused payment options
Turn off online or in-store payments for each card based on specific use cases, such as online subscriptions or in-store purchases. You can also set this in your card details under the "Debit cards" section.
Suspend unused cards
Suspend unused cards
Temporarily deactivate cards that are not in use to prevent unauthorised access. To find out how to suspend and reactivate your amnis business debit card, check out this FAQ article.
💡Stay up to date with our latest security enhancements by exploring the updates in our newsletters:
How to spot and avoid phishing attacks
Phishing scams trick you into revealing sensitive information. The most common types being:
Email phishing: Fake emails urging you to click malicious links.
SMS phishing (Smishing): Fraudulent texts posing as banks or services.
Voice phishing (Vishing): Scammers calling to steal your data.
Website spoofing: Fake websites mimicking real ones to capture logins.
Business Email Compromise (BEC): Cybercriminals impersonate executives to manipulate employees.
In addition to the essential security measures described in the section before, follow these extra steps to protect against phishing:
Verify the sender: Always check the sender’s email address or phone number before responding to any request for sensitive information or clicking links. Red flags can be urgent requests and poor grammar.
Check before you click: Avoid clicking on links or downloading attachments in unexpected emails or messages.
Use strong authentication: Enable multi-factor authentication (MFA) to add an extra layer of security to your accounts.
Detect fake websites (Website Spoofing):
Watch out for misspelled domains (e.g. faceboook.com), typosquatting (e.g. g00gle.com) or additional words in URLs (e.g. login-secure-paypal.com).
Always check that the website uses HTTPS with a padlock symbol 🔒.
Type the official URL into the address bar manually instead of clicking on links in emails or messages.
For amnis, the following applies: Only use https://app.amnistreasury.com/login for secure access and save the correct page as a bookmark.
Never share banking credentials: amnis or any other financial services provider will never ask for your password, PIN, or one-time authentication codes via email, SMS, or phone.
What to do if you fall victim to a cybersecurity attack
🚨 If you suspect you've been targeted by a cyberattack, acting quickly can minimise damage and prevent further risks. Follow these steps:
Disconnect immediately: If you clicked on a suspicious link or downloaded a file, disconnect from the internet to prevent further access.
Change your passwords: Update your login credentials, especially for banking, email, and other critical accounts.
Report the incident: Notify your contact person at amnis immediately (or see contact list below). If financial data is compromised, we or your financial provider may be able to block fraudulent transactions.
Scan for malware: Run a full security scan on your device using antivirus software to detect any potential threats.
Report to authorities: Depending on your country, report phishing and fraud attempts to cybercrime authorities, such as FTC Report Fraud (USA), Europol Cybercrime Reporting (Europe) or Action Fraud (UK).
Analyse the attack and prevent future attacks: Learn how the attack happened to prevent future incidents. Be extra cautious of follow-up scams or attackers posing as "support teams" to gain further access.
Quick detection is crucial to minimising the impact of fraud. The sooner you recognise and respond to suspicious activity, the better you can protect your accounts and data. Stay vigilant, stay informed, and stay secure. 🔐
Your contacts at amnis
Your safety is our top priority, and we're here to support you in every way possible. If you have any questions or need assistance in an emergency, please don't hesitate to contact us.
Zürich, Switzerland | +41 44 515 87 90 |
Vienna, Austria | +43 1 22 71 25 1000 |
Amsterdam, Netherlands | +31 208097231 |
Prague, Czech Republic | +420 253 253 285 |
Vaduz, Liechtenstein | +423 340 53 50 |
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