Payment Network Coverage

We have the capability to send any major currency to over 200 countries and receive money from more than 180 countries via SWIFT. To optimize cost-efficiency in your payment processes, our network also provides access to local payment rails.

The SWIFT network connects financial institutions for cross-border payments. Via SWIFT, money can be sent or received from banks worldwide, making transfers accessible to nearly everyone.

Important note: If there is no direct relationship between banks, some may route your money through an intermediary bank. This can result in slower and more expensive payment processes due to additional fees, depending on the SWIFT fee allocation (BEN, OUR, or SHA).

Local payment routes facilitate cost-effective payments. Providers utilize a network of local bank accounts worldwide to access domestic payment schemes, eliminating the need for intermediary banks and unnecessary fees.

Examples of local payment schemes:

Via local payment routes, you can make and receive local payments in the domestic currency, as if you were based domestically. This eliminates cross-border fees typically associated with SWIFT payments, ensuring that you or your beneficiaries receive the full transaction amount without any deductions.

Peer-to-peer (P2P) payments enable free and instant transactions between accounts. With amnis, you can create your own payment network and invite business partners to join. Once they are successfully onboarded, you can exchange money with them at zero cost in real-time, bypassing costly intermediaries that could cause delays or block the process in between.

Benefits:

An amnis multi-currency IBAN account simplifies cross-border money collection via SWIFT. With a single IBAN number in your company's name, you can link over 20 currencies, streamlining account management.

Key advantages:

Local accounts are virtual accounts with domestic IBANs or account numbers in your company's name, facilitating the collection and sending of CHF, EUR, GBP, USD, and CAD through local payment rails.

Benefits:

We can send any major currency* to the following countries via the SWIFT network:

Afghanistan, American Samoa, Australia, Bangladesh, Bhutan, Brunei, Cambodia, China, Cook Islands, Fiji, French Polynesia, Guam, Hong Kong SAR China, India, Indonesia, Japan, Kazakhstan, Kiribati, Kyrgyzstan, Laos, Macao SAR China, Malaysia, Maldives, Marshall Islands, Micronesia, Mongolia, Myanmar, Nauru, Nepal, New Caledonia, New Zealand, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Pakistan, Palau, Papua New Guinea, Philippines, Samoa, Singapore, Solomon Islands, South Korea, Sri Lanka, Taiwan, Tajikistan, Thailand, Timor-Leste, Tokelau, Tonga, Turkmenistan, Tuvalu, Uzbekistan, Vanuatu, Vietnam, Wallis & Futuna

Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Cape Verde, Central African Republic, Chad, Comoros, Congo - Brazzaville, Congo - Kinshasa, Côte d'Ivoire, Djibouti, Egypt, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Gabon, Gambia, Ghana, Guinea, Guinea-Bissau, Kenya, Lesotho, Liberia, Libya, Madagascar, Malawi, Mali, Mauritania, Mauritius, Mayotte, Morocco, Mozambique, Namibia, Niger, Nigeria, Réunion, Rwanda, São Tomé & Príncipe, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Sudan, Sudan, Tanzania, Togo, Tunisia, Uganda, Zambia, Zimbabwe

Anguilla, Antigua & Barbuda, Argentina, Aruba, Bahamas, Barbados, Belize, Bermuda, Bolivia, Brazil, British Virgin Islands, Canada, Cayman Islands, Chile, Colombia, Costa Rica, Cuba, Curaçao, Dominica, Dominican Republic, Ecuador, El Salvador, Falkland Islands, French Guiana, Greenland, Grenada, Guadeloupe, Guatemala, Guyana, Haiti, Honduras, Jamaica, Martinique, Mexico, Montserrat, Nicaragua, Panama, Paraguay, Peru, Puerto Rico, Saint Barthélemy, Saint Kitts & Nevis, Saint Lucia, Saint Martin, Saint Pierre & Miquelon, Saint Vincent & Grenadines, Sint Maarten, Suriname, Trinidad & Tobago, Turks & Caicos Islands, United States, Uruguay, Venezuela, Virgin Islands (US)

Åland Islands, Albania, Andorra, Armenia, Austria, Azerbaijan, Belarus, Belgium, Bosnia & Herzegovina, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Faroe Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Moldova, Monaco, Montenegro, Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Spain, Svalbard & Jan Mayen, Sweden, Switzerland, Turkey, Ukraine, United Kingdom, Vatican City

Bahrain, Iran, Iraq, Israel, Jordan, Kuwait, Lebanon, Oman, Palestine, Qatar, Saudi Arabia, Syria, United Arab Emirates, Yemen.

Peer-to-Peer:

Local Payments:

Multi-Currency IBAN:

Local Account:

There are two options if you want to ensure that your beneficiary receives the full amount you are sending:

Note: Major currencies include USD, EUR, JPY, GBP, AUD, CAD, and CHF.

Please feel free to contact us with any further requests. Our team of experts is more than happy to provide you with additional advice.

All-in-one account for your global business banking