Which countries are part of SEPA?

The Single Euro Payments Area (SEPA) region consists of 36 European countries, among others several countries which are not part of the Euro area or the European Union (EU). Within SEPA, you can transfer Euros in a fast, low-cost and efficient way, just like local payments.

The following countries are part of SEPA:

Andorra

Non-EU SEPA country

Austria

EU Member State with Euro as currency

Belgium

EU Member State with Euro as currency

Bulgaria

EU Member State not using Euro

Croatia

EU Member State not using Euro

Cyprus

EU Member State with Euro as currency

Czech Republic

EU Member State not using Euro

Denmark

EU Member State not using Euro

Estonia

EU Member State with Euro as currency

Finland

EU Member State with Euro as currency

France

EU Member State with Euro as currency

Germany

EU Member State with Euro as currency

Greece

EU Member State with Euro as currency

Hungary

EU Member State not using Euro

Iceland

Non-EU SEPA country

Ireland

EU Member State with Euro as currency

Italy

EU Member State with Euro as currency

Latvia

EU Member State with Euro as currency

Liechtenstein

Non-EU SEPA country

Lithuania

EU Member State with Euro as currency

Luxembourg

EU Member State with Euro as currency

Malta

EU Member State with Euro as currency

Monaco

Non-EU SEPA country

Netherlands

EU Member State with Euro as currency

Norway

Non-EU SEPA country

Poland

EU Member State not using Euro

Portugal

EU Member State with Euro as currency

Romania

EU Member State not using Euro

San Marino

Non-EU SEPA country

Slovakia

EU Member State with Euro as currency

Slovenia

EU Member State with Euro as currency

Spain

EU Member State with Euro as currency

Sweden

EU Member State not using Euro

Switzerland

Non-EU SEPA country

United Kingdom

Non-EU SEPA country

Vatican City State/Holy See

Non-EU SEPA country

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