In general, amnis shall not onboard clients engaged in businesses or activities that are illegal, conducted without required licenses or permissions, or present an excessive reputational risk (including any material adverse media) for amnis and/or the Liechtenstein financial center.
Furthermore, amnis will not do business with groups, legal entities, bodies, and similar entities that have been sanctioned for major offenses, regardless of when the client was sanctioned and the jurisdiction(s) in which the sanctions were imposed.
In accordance with applicable laws, regulations, and our risk policy, the following rules apply:
Prohibited Client Types and Prohibited Payment Flows
If one or more of the below attributes apply to you/your company, please do not proceed with the onboarding since we cannot open an amnis account for you.
Groups, legal entities, bodies, and similar covered by UN resolutions and EU acts on financial sanctions
Groups, legal entities, bodies, and similar which have been sanctioned for major offences irrespective of when the client was sanctioned and the jurisdictions in which it was sanctioned
Businesses domiciled or banking in jurisdictions designated non-cooperative by FATF
Shell companies (a company with no physical presence involving effective decision-making, operations or assets other than cash or equivalents of cash)
Shell banks (a bank, which is based in a country in which it has no physical presence involving meaningful decision-making and management and which is not officially connected to a regulated financial group)
Bearer share corporations
Unregistered charities, NGO's
Holding companies of private individuals
Investment companies
Entity not holding appropriate licenses under applicable law in the countries
Any business relating to pornography, escort services, and sale and/or advertising of sexual services (Adult services)
Multi-Level Marketing Industry (MLM)
Restricted Client Types and Restricted Payment Flows
If you find your company's industry and/or business activity on the list below, we may require you to provide us with additional information during the onboarding process and we may not be able to offer the full scope of services (e.g. virtual IBANs). Please note that onboarding may be subject to management approval.
Precious metals and stones dealers
Private-to-private money remittance involving cash
Labour Broker
Debt Collection
Embassies, Diplomatic Missions and Consulates
Private Security Firms/Private Military Contractors
Sales involving weapons, ammunition and defence equipment
Sexually explicit content
Casinos and other Wagering Institutions (Gambling activities)
Providers of Online Lottery including Internet Gambling
Non-Fiat Currency
Bidding fee auctions (penny auctions)
Used Automobile Dealers and Sellers of used car parts
Flows not related to commercial transactions
Crowdfunding, crowdlending and similar activities businesses
Marketplaces
Import/export and cross-border logistics companies including maritime and land-based shipping
Please note that amnis follows internal policy rules as well as all relevant banking partners' regulations, so the above list is subject to change.
If you are unsure whether you should proceed with the onboarding, feel free to contact our support team (via live chat, email or phone).