Watch the Video Tutorial
Prefer reading? The full guide is below. This 5-minute demo covers all essential features.
Introduction
This guide walks you through the most powerful features of the amnis platform, designed specifically for scale-ups doing business internationally. You'll learn how to:
Open local bank accounts in seconds
Create virtual debit cards instantly
Exchange currencies at competitive rates
Manage expenses efficiently
Feature 1: Instant Local Bank Accounts
The Old Way vs. The Amnis Way
Traditional banking: Setting up a bank account abroad has been very time-consuming - lots of time, effort, and paperwork.
With amnis: It takes 10 seconds and 3 clicks.
How to Create a Local Account
From your dashboard, go to Accounts
Click Add Account
Select the country where you need a bank account
Click Create Account
That's it! Now you can make deposits and withdrawals in the local currency (e.g., Japanese yen).
Available Countries
You have endless possibilities to create local bank accounts with amnis:
Japan (JPY)
Switzerland (CHF)
United Kingdom (GBP)
Europe (EUR)
And many more...
Using Your Local Account
Click on your account details to see your local bank credentials that you can share with your clients. Now you and your clients can start saving time and money by cutting SWIFT fees.
Feature 2: Smart Virtual Debit Cards
Instant vs. Delayed
Physical cards: Usually delivered within 5-10 business days before you can use them.
Amnis virtual cards: Activated immediately and can be used right away.
Creating a Virtual Card
The entire ordering process is electronic:
Go to Debit Cards and click New Debit Card
Select between physical and virtual - choose Virtual
Click Create Your Card
Confirm your default company
Select a user for the card and continue
Select a language, save and continue
Configure card settings:
Set a card label
Allow or disallow cash withdrawals
Enable or disable online payments
Set card expiry date
Define spending limits to manage expenses
Review your settings
Click Order Debit Card
Complete two-factor verification
Done! Your debit card is ready for immediate use.
Managing Your Cards
Under the Debit Cards section, you can:
View and manage all your created debit cards
Access card information
Activate or deactivate cards instantly
Track monthly expenses per card
Built-In Expense Management
The cards come with a simple yet highly efficient expense management system:
Using the amnis app:
Photograph your receipts on the go
Upload directly from your mobile device
Categorize expenses
Assign cost centers
Everything is sent directly to your accountant where it can be processed immediately. Up to 50% of your accountant's time can be saved.
Feature 3: Currency Exchange
Save Thousands on International Transactions
If you're operating internationally, our currency exchange feature will save you thousands. Our rates are significantly lower than traditional banks.
Special access: The rates we offer are usually reserved for multi-billion dollar companies.
How Currency Exchange Works
The currency exchange section features a very intuitive setup where you can change one currency to another.
Example Transaction
Let's say you want to:
Buy: 100,000 Swiss francs (CHF)
Sell: Euros (EUR)
Step 1: Request the rate
Step 2: Review the details
See the actual exchange rate
Compare to the mid-market rate
Fully transparent pricing
Step 3: Confirm the exchange
Result: In this example, you save over €500 compared to traditional bank rates.
After the Exchange
Once completed, you can either:
Pay to your own account - Transfer funds between your amnis accounts
Transfer to a beneficiary - Send directly to a third party
Why Our Rates Are Better
Traditional banks add significant markups to exchange rates. Amnis provides institutional-grade rates typically only available to large corporations, now accessible to scale-ups.
Key Benefits Summary
Speed
✓ Open local accounts in 10 seconds
✓ Virtual cards ready immediately
✓ Instant currency exchanges
Cost Savings
✓ No SWIFT fees with local accounts
✓ Competitive FX rates save thousands
✓ Reduce accounting costs by 50%
Simplicity
✓ No paperwork for new accounts
✓ Electronic card ordering
✓ Intuitive currency exchange
Control
✓ Set spending limits on cards
✓ Activate/deactivate instantly
✓ Track all expenses in real-time
Frequently Asked Questions
How long does it take to set up a new local account?
Approximately 10 seconds and 3 clicks. No paperwork or waiting periods required.
Can I use virtual cards immediately?
Yes. Unlike physical cards that take 5-10 business days to arrive, virtual cards are activated immediately and ready to use right away.
How much can I save on currency exchange?
Savings vary based on the amount and currencies involved, but our rates are significantly lower than traditional banks. In the demo example, exchanging €100,000 saved over €500 compared to typical bank rates.
What currencies can I exchange?
You can exchange between all major currencies supported by amnis, including EUR, CHF, GBP, USD, JPY, and many others.
Do I need to be a large company to get good exchange rates?
No. Amnis provides institutional-grade rates typically reserved for multi-billion dollar companies to all scale-ups on the platform.
How does the expense management system work?
Using the amnis mobile app, photograph receipts, categorize expenses, and assign cost centers. Everything syncs directly with your accountant for immediate processing.
Can I see the exchange rate before confirming?
Yes. The platform shows you both the actual exchange rate and the mid-market rate in a transparent setup before you confirm any transaction.
Where can the exchanged funds go?
After completing a currency exchange, you can either transfer funds to your own amnis account or send them directly to a beneficiary.
How much time can I save my accountant?
Up to 50% of accounting time can be saved through automated expense tracking, receipt management, and streamlined processes.
Can I have multiple local accounts?
Yes. You can create local accounts in as many countries as you need to support your international business operations.
What's the difference between local accounts and SWIFT?
Local accounts use domestic payment rails (like SEPA, Faster Payments) which are faster and cheaper. SWIFT is for international transfers and typically involves higher fees and longer processing times.
Can I control what my virtual cards can be used for?
Yes. You can allow or disallow cash withdrawals, enable or disable online payments, set spending limits, and activate or deactivate cards instantly.
Getting Started
Ready to experience fast, low-friction banking designed for scale-ups?
Next Steps
Log into your dashboard - Access all features from one place
Create your first local account - Start saving on international transfers
Issue virtual cards - Give your team spending power with controls
Exchange currencies - Save thousands on FX fees
Need Help?
Our support team is here to help you make the most of the platform.
Platform Features at a Glance
Feature | Benefit | Time to Setup |
Local Bank Accounts | Cut SWIFT fees, transact like a local | 10 seconds |
Virtual Debit Cards | Instant activation, full expense control | 2-3 minutes |
Currency Exchange | Save thousands on FX rates | Instant quotes |
Expense Management | Reduce accounting time by 50% | Already included |
Multi-Currency IBANs | Manage 20+ currencies in one place | Included with account |
Time is money. Start saving both with amnis' fast and low-friction banking solution designed for scale-ups like yours.